留言内容: |
i'mfinegoodworkcostoforlistatukAge-basedbenchmarksareoftenbasedoneitheraverycomplicatedretirementgoalcalculationorona“quickanddirty”calculationliketheonesoutlinedabove.Onepopularage-basedgoallistisfromFidelityInvestmentsandsuggestsbenchmarkslikesavingyourannualincomeby30,3timesyourannualincomeby45and6timesyourannualincomeby60.Likeend-goalquickcalculations,thisformulafromFidelityhassomebuilt-inassumptions,likehavinga401(k)plan,retiringat67,portfoliogrowthof5.5percentandnobreaksinemploymentorsaving. |